Comments on: Cash is KING!

By: Bob

Bob — Sun, 09 Nov 2008 22:43:28 +0000

Hi Tim Payne- That is not the law. However, it is also up to each individual bank to decide what their account policies are.

By: Tim Payne

Tim Payne — Sun, 09 Nov 2008 22:15:25 +0000

Hi Bob:
My fiancee asked at differant banks in Iligan and was told that I could not open an account in the Philipines until I had move there and been there awhile. If you know, is that true?
Thanks for your time

By: Bob

Bob — Fri, 05 Oct 2007 15:03:53 +0000

Hi Jay – The problem is, as I pointed out in the article, a lot of times the systems here for card approval and such is not functional. No matter how good the deal on fees, if the approval doesn’t work, you are out of luck! Thanks for the pointer on a card that has low fees though.

By: jay

jay — Fri, 05 Oct 2007 13:05:44 +0000

get a capital one visa credit card ,they dont charge any international transaction fees and even eat up the visa 1% fee. check google search ,you will see its bet card for overseas.also with atm cards try get bank that reimburses fees other atm s charge and if you can get a plain bank atm ccard do so,because visa atm check cards have the 1% visa fee.

By: Bob

Bob — Sat, 22 Sep 2007 00:05:51 +0000

Hi Jim – Happy to be of assistance!

By: jim

jim — Fri, 21 Sep 2007 17:22:32 +0000

Bob thanks for the help,I think the check deposite is a good idea and will give it a try.jim.

By: Bob

Bob — Thu, 20 Sep 2007 23:36:10 +0000

Hi Bruce – I understand that it is not your intention to offend. The term, however IS offensive. Yes, they had some nice stuff there too, but this has been a “hot button issue” here on the site, and I don’t want it here any more. I have been clear about that in the past. You are free, of course, to put it on your site, but personally, I don’t want to be even associated with it.

By: Bob

Bob — Thu, 20 Sep 2007 23:34:42 +0000

Hi jamesclydeduncan – Once you are over here, you can set up something with your bank for depositing. One thing you can do to do this free would be to simply write a check on your US account, deposit it into your Philippine account and wait for it to clear. It will take 30 to 45 days for it to clear, but once you have a system going where you just deposit every month, the money will regularly become available. There are ways to transfer it electronically too, or use an ATM to get it, but those become more expensive. Good luck to you!

By: Bruce

Bruce — Thu, 20 Sep 2007 23:25:51 +0000

Bob,

they show that and nice definitions too, I did not mean to offend

By: Bob

Bob — Thu, 20 Sep 2007 23:06:44 +0000

Hi Ida – Just to be clear, in my Mom’s case, she did call her credit card company before coming to the Philippines. She also called them after this incident. The USA credit card company said that they were never approached for approval. Somebody in the Philippines declined the card without even checking with the US issuer. I do agree, though, you should notify your card issuer if you plan to travel here.

Hi Bruce – I removed that link. The word is, frankly, offensive. It stands for F***ing Little Island People. I was clear a while back that I do not want this on the site. It does not belong here.