And I don’t blame them at all; it seems that for some odd reason my wife Mayang let our Phil Health Insurance lapse. I found out the hard way, the day we needed it!
Bob Martin has spoken at length what a good deal Phil Health is and its different plans and of course I knew and agreed with him.
When Tri Care was suspended in the Philippines for Fraud Waste and Abuse for a few years after Health Visions (Owned by both American’s and Filipino’s) took the US Government to the tune of 18 Million dollars. Even when we (Retired US military) notified Tri-Care that something was rotten in Health Visions Inc, it was ignored by the US Government, believe it or not my friend had a figure reattached, we could not find a scar, nor could he remember it ever happening. I kept Phil-Health and a Gold Visa card just for medical bills and medical travel. If need be I could fly to Guam, Japan or Singapore where Tri-Care still was in effect.
Then the US Government hired a consulting company out of Singapore and we (Retired US Military) were insured once more. (And it is working on the up and up now But Phil-Health was still an important part of our medical plan.
My wife has four sisters and two brothers, two of her sisters are also married to Kano’s, one who lives in the Netherlands and one who lives in Las Vegas Nevada. My mother-in-law is in her mid eighties and medical problems will arise. I’m the one who lives five minutes from her house so I am the one to be the first responder. My car serves as a duty ambulance, and my Phil-Health which she is covered under with my plan so I jump in and expend any money required to provide her medical care. Later Holland and the Nevada will repay me for their share, as we each pay one third. The rest of the family….well you know about that!
Last week my Mother in Law fell and chipped a bone, and as we were on the way to the hospital I asked Mayang if she had her Phil-Health card, which is when she informed me that due to her thinking we didn’t need it, she had let it expire. I explained calmly that Tri-Care only covers her and me.
But since in the Philippines; “Cash is King” there was no problem, as I covered the cost and I’ll be reimbursed the next month or so. Now of course I did calmly mention to Mayang that we would be renewing Phil-Health once more (This Week!), but I believe there is a six month wait before it activates again in cases like this. But the point is Phil-Health is very important for many reasons if you’ll be living here year round. Bottom line, it is well worth the small cost, and your wife’s mother is covered automatically. Pogi points with you!
So I now understand that if my Phil Health is ever cancelled, I only have to glance across the living room and ask why? If you noticed that I don’t lose my temper about much involving our family, it’s because unless it happened with malice or anger, it is just a mishap, which can be fixed. Explosive tempers are not really necessary and would serve no purpose. As if someday I could ever be error free, a big fat chance of that coming to pass any time soon.
So if you’re not connected to Phil-Health, may I recommend that you look into it, it cost less per year than picking up the tab for a dinner with friends at Texas Joe’s House of Ribs on Subic Free-port, I also recommend that too! But letting your Phil-Health get Cancelled, is never a good idea!