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Should We Sell our House?

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Sometimes the reasons for moving sound reasonable. We built our house with four bedrooms 3 baths when our two girls were in school. But both are married now and the house is too large for just Mayang and me.

First thing in my head was to sell it and re-build close by, but then I remembered I’m not working anymore and it would burn through a chunk of our savings.

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If we sell our house and build the new one, where do we live during the interim? Aha dilemma for sure, even finding a buyer with the money to make the purchase and not a Peso down and the chase is one type of deal that is so popular here. Or something down and a lot of monthly gives until it’s paid off.

I have found that it’s like owning a large car; there was a time when I might have needed that monster SUV, the one that was so much fun to park. Now I find that a small car is all I need. If the need to haul more folk, like to a beach or something, I can hire a special Jeepney. Or if the distance is involved, for a few thousand Pesos’ I can hire a van and a driver. These types of needs come up a couple of times during the year.

In the states I have never owned a Pickup truck, the need for one was never there, If a person carries a lot of cargo that is the way to go, but otherwise why would I drive around with eight feet of empty space behind me? That person with his pick-up truck might feel my 1958 Austin Healy Bug Eyed Sprite was not practical for them. No two of us on planet earth think the same. We might agree on a lot of things but not everything.

So while we were discussing the selling of the House debate, it ended rather quickly, when I glanced down and saw one foot belonging to my wife tapping. *Thank god the second foot was not moving.) As she stood up and calmly said; “Honey Ko, there is no way I’ll ever agree to sell my house, I designed it, and our daughters grew up there.” I was reasonability sure this discussion had ended.

We have another master bedroom with on suite bathroom on the first floor. So as I age and the stairs become a problem, we’ll move downstairs as the space is identical.

Well, now that I know the answer to the moving question, our savings will remain stable and I’ll renew my house insurance.

As much as some things change, the more they’ll stay the same.

The truth is I’m pleased as to how the conversation turned out because now that I’ve thought about it I’m as happy as a clam here on that mountain in Bataan.

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Paul Thompson

Paul Thompson; has resided in the Philippines since 1993, living close to Subic Bay. I’m married to a wonderful girl named Maria (AKA Mayang).Who is from Gordon Heights in Olongapo where she grew up with her Mom & Dad and seven siblings Our two daughters are both grown up and have left the nest, the eldest married to a wonderful guy named Chris, and they have blessed us with our granddaughter Heather Colleen Our youngest daughter and her husband Cecil have blessed us with a grandson named. Jayden Logan. I’m a retired U.S. NAVY Senior Chief after 22 years of active duty. After retirement from the Navy I lived for 7 years in Puerto Rico as a Night Club owner. Then Hurricane Hugo told me to find a new line of work, I was hired by Military Sealift Command and went back to sea in Asia as a Merchant Seaman for 10 years. After 30 plus years at sea I buried my anchor on a mountain in the Philippines and am now residing in Dinalupihan (or DinBat for short), Roosevelt, Bataan where we built our home. And last but not least, anything I writes will be pure "Tongue in Cheek "If anybody is offended, I'll lose no sleep over it, but here's a quick Mea Culpa in advance!

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Bob Martin
3 years ago

Hi Paul,

Not sure why, but I received an email from Gerry saying he is unable to post a comment. So, here is his comment:

I shall be building a bungalow for my lady and son ( no stairs for me in my old age ).
Could you kindly give me information on who you insure with. The type of insurance cover you have and most importantly if you have made a claim how did the insurance company handle it.
Thanks.

Dave Starr (Philly)
3 years ago

Testing. Possible duplicate: Hi Paul, Great stuff as always. Funny because I have a brother and sister-in-law about our age who own a very nice home in a desirable area of Quezon City who are feeling the “empty nest” syndrome also. My brother-in-law is a well-qualified professional engineer who has had a long career here in the Philippines and made good money most of his life, but at 72, he has to stop working someday. He’s earned a pension under the GSIS, (similar to the US Social Security retirement system), but as many readers here already know, the actually monthly… Read more »

Mike
Mike
3 years ago

Paul, I am sure you are fully aware that moving is a BIG BIG BIG hassle – everything put into a multitude of boxes (and we always discover that we have much more ‘stuff’ than we think), moved and taken out of boxes. Urghhhhh! If I could always stay in one place, I would. So I am with your wife on that one. But the problem is you have excess rooms now – or do you? What about when the children and grandchildren arrive for long holidays? However, if that is not an issue, you have set me thinking about… Read more »

Loren Pogue
Loren Pogue
3 years ago

What would be the advantage of a smaller house? If she doesn’t want to be caught then you ain’t-a-gona catcher her even in a Nipa hut. Stay where you are and enjoy it.

Bob New York
Bob New York
3 years ago

From time to time the thought of moving has crossed my mind but I don’t really have that much of a reason to move. The people I bought my house from were planning to retire in this house but then decided to move to Florida. At times I have thought of instead of selling, buy another place and rent this one out but that could run into headaches also. Let’s see if this post makes it onto the website now.

Jason Weiland
3 years ago

Hey Paul. Don’t know if you remember me from the short time I wrote for Bob. Anyway, after some back and forth to the US, I’ve decided I’m never leaving again and bought a house. It’s just a little one, we don’t need much, but we put some work into the outer wall and installing a nice kitchen. Doesn’t look like anymore children are coming along so it’s just the three of us in a small two-bedroom. I’m sure I will retire in this house, but I have some time to think about that since I’m only going to be… Read more »

Jason Weiland
3 years ago
Reply to  Paul Thompson

Paul, we got a real good deal on this house. If I said how much, and how much I spent fixing it up, people would say I was lying. I agree with you and the big cars. Everybody here in Iloilo City either has a Ranger, Everest, or MUX and I putter around in my little Alto. There seems to be a lot of money here! I see BMW’s and Mustangs everywhere here as well. Makes for a lot of trouble parking at the mall, where there also seems to be an unbelievable amount of people spending money! But, I… Read more »

PapaDuck
PapaDuck
3 years ago
Reply to  Paul Thompson

Paul,
I agree with you about not moving. Mainly because i dislike doing it. We broke down and bought a used Everest vs a new one. With the crazy driving here and me being new to driving here, i think it was a wise move. You do see a lot of big suv’s and pick-up’s everywhere, but more than likely most of them went into debt buying them.

Jay
Jay
3 years ago
Reply to  Paul Thompson

Hi Paul,

On your comment about malls being crowded a lot of the crowd is just walking around enjoying the free air conditioning, socializing and people watching. You know that actually happens in the USA, too and that is pretty much what I do in the malls in the Philippines and the USA. But your stronger point is they are making money and they are opening more. I am pretty sure the malls are not receiving government funding to give people a place to walk around, socialize and people watch.

Good luck with your home whatever you decide!

Peace

Jay

PapaDuck
PapaDuck
3 years ago
Reply to  Jason Weiland

Jason,
Glad to see you comment here. How is your health doing?

Jason Weiland
3 years ago
Reply to  PapaDuck

Hey PapaDuck! I am doing well. Very busy because I have been doing some freelance writing, well, lots of it. I told Bob I was going to write a few articles, so if he likes them, you should see an update from me soon.

Thanks for asking!

Joseph McAuliffe
Joseph McAuliffe
3 years ago

Very nice house be proud of your castle.

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